03/27/2020 COVID-19 Update:
  • Beginning Monday, March 30, our office at Randolph will be closed until at least April 10, 2020.
  • Hours change: our other locations will have the drive-ups open from 9-5 Monday through Friday and 9-noon on Saturdays.

Click here to read the full announcement. As always, thank you for the opportunity to serve you.

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2020 HELOC Special
Outdoor Living

HELOC Special: 3.25% APR* for 24 months

Home Equity Line of Credit

Looking for a little "Us" time? Build that new She/He Shed and get ready for the outdoor life - it's just around the corner. Build your new oasis and lock in this low rate on a Home Equity Line of Credit for 24 months! Call us at 651-227-7071.

Apply today!

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*3.25% Introductory Annual Percentage Rate (APR) is available for Home Equity Lines of Credit (HELOC) up to 80% LTV (loan to value). The interest rate will be at 3.25% APR during the 24 month introductory period. Offer is available for applications submitted from March 1st - June 30th, 2020. After the 24 month introductory period, the APR is variable and is based upon an index plus a margin. The APR will vary with the Prime Rate (the index) as published in the Wall Street Journal. As of March 16, 2020, the variable rate for Home Equity Lines of Credit was 4.25% APR, the minimum floor rate. The rate will not vary above 21.75% APR or below 4.25% APR. Minimum loan amount increase on an existing HELOC is $10,000. Closing costs generally range from $350-$1,300. Loans are subject to credit approval and program guidelines. BankCherokee checking account required for automatic payment. Property insurance is required and must be owner occupied. Consult your tax advisor regarding the deductibility of interest paid. Other restrictions may apply.