Business Checking

Give your business a solid foundation.

The right accounts are an asset to your business. And the right banker will work with you to meet your particular business needs with a high level of personal service and the convenience of state-of-the-art technology. Whether you’re a sole proprietor or mid-sized business, a community group, or a non-profit organization, BankCherokee offers checking & savings accounts to help you more efficiently manage your day-to-day cash flow.

Business Checking Comparison Chart (pdf)

Small Business Checking

For companies with limited transaction volume.

Benefits

  • 100 free transactions per month1
  • Business Overdraft Protection2
  • Free Business Check Card2
  • Surcharge-Free ATMs
  • Free Apple Pay, Google Pay & Samsung Pay
  • Free Internet Banking
  • Free Bill Pay

Minimum Balance Requirements
$500 Average Monthly Balance

Monthly Maintenance Fee
$5 per month if balance falls below minimum

Statement Options

  • Free Paper Statement (does not include check images)
  • Paper Statement with check images $5 per month
  • Free eStatement with check images

Activity Fee
40¢ per transaction over 100

Business Checking

For companies with moderate transaction volume.

Benefits

  • 300 free transactions per month1
  • Business Overdraft Protection2
  • Free Business Check Card2
  • Surcharge-Free ATMs
  • Free Apple Pay, Google Pay & Samsung Pay
  • Free Internet Banking
  • Free Bill Pay

Minimum Balance Requirements
$2,500 Average Monthly Balance

Monthly Maintenance Fee
$10 per month if balance falls below minimum

Statement Options

  • Free Paper Statement (does not include check images)
  • Paper Statement with check images $5 per month
  • Free eStatement with check images

Activity Fee
40¢ per transaction over 300

Commercial Checking

For companies with high transaction volume.

Benefits

  • Earnings credit to offset service fee3
  • Free Business Check Card2
  • Surcharge-Free ATMs
  • Free Apple Pay, Google Pay & Samsung Pay
  • Free Internet Banking
  • Free Bill Pay

Minimum Balance Requirements
None

Monthly Maintenance Fee
$15 per month. Can be offset by earnings credit3

Statement Options

  • Free Paper Statement (does not include check images)
  • Paper Statement with check images $5 per month
  • Free eStatement with check images

Activity Fees

  • 15¢ per check/debit
  • 40¢ per deposit/credit
  • 8¢ per deposited on-us item
  • 12¢ per deposited transit item
  • 10¢ per $100 cash deposited
  • Uncollected funds charge4

Community Checking

For Non-Profit organizations, associations, youth groups & clubs.

Benefits

  • 30 free transactions per month1
  • Free Internet Banking
  • Free Bill Pay

Minimum Balance Requirements
None

Monthly Maintenance Fee
None

Statement Options

  • Free Paper Statement (does not include check images)
  • Paper Statement with check images $5 per month
  • Free eStatement with check images

Activity Fee
40¢ per transaction over 30

  1. Transaction is defined as a check, ATM/ACH withdrawal, check card transaction, transfer, deposit ticket and each item included within the deposit.
  2. Subject to approval.
  3. Earnings Credit: A non-cash credit to your checking account that is an offset against your service charges.
  4. Uncollected funds charge: The portion of the deposit not yet collected. If a negative collected balance occurs during the statement period, it will be charged interest at 4% + prime as published daily in the Wall Street Journal.

Have more questions?

Our bankers are always happy to help!

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