Business Checking & Savings Accounts

Accounts Designed Just for Local Businesses

Our account options, digital banking tools, and personal service will help you build a strong financial foundation for your business.

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Small Business Checking

Perfect for growing businesses with limited transaction needs
key features
  • 100 free transactions per month (includes debits, credits, checks, etc.)1
  • Free online and mobile banking
  • $5 monthly maintenance fee (waived with $500 avg. balance)
  • Choose free eStatements with check images, or receive paper statements with check images for $10 per month

Business Checking

Designed for established businesses with moderate transaction needs
key features
  • 300 free transactions per month (includes debits, credits, checks, etc.)1
  • Business overdraft protection2
  • Free online and mobile banking and bill pay
  • $10 monthly maintenance fee (waived with $2,500 avg. balance)
  • Choose free eStatements with check images, or receive paper statements with check images for $10 per month

Commercial Checking

Best for companies with high transaction needs
key features
  • Earnings credit offsets service fees3
  • Free online and mobile banking and bill pay
  • $15 monthly maintenance fee (can be offset by earnings credit)
  • Choose free eStatements with check images, or receive paper statements with check images for $10 per month

Community Checking

Simple & flexible, to help nonprofit organizations make more of every dollar
key features
  • Variable interest on your entire balance
  • 200 free transactions per month1
  • Free online and mobile banking and bill pay
  • No monthly fee
  • No minimum balance required
  • Choose free eStatements with check images, or receive paper statements with check images for $10 per month

Business Savings

A simple, yet impactful savings plan designed for businesses
key features
  • Variable interest rate
  • Easy cash access
  • $500 minimum daily balance required
  • $5 monthly maintenance fee (if balance falls below minimum)
  • Six free withdrawals per month  (25¢ for each additional withdrawal per month)

Veteran’s Small Business Checking

Ideal for veteran-owned businesses with limited transaction needs
key features
  • 200 free transactions per month (includes debits, credits, checks, etc.)1
  • Business overdraft protection2
  • Free online and mobile banking and bill pay
  • $5 monthly maintenance fee (if balance falls below $500 minimum)

High Bridge Money Market

Our highest yielding savings account with complete liquidity.
key features
  • Variable interest on your entire balance
  • $25,000 minimum opening deposit (new money only)
  • No monthly maintenance charge ($15/month if balance falls below minimum)
  • ATM fees and access not available
  • Check access optional

Certificates of Deposit

We offer a full range of certificates of deposit with a variety of yields and maturities.
key features
  • $1,000 minimum balance required
  • No monthly maintenance charge
  • Penalties imposed for early withdrawals

ICS and CDARS

ICS and CDARS let you access multi-million-dollar FDIC insurance by spreading your deposits across a network of banks—while working directly with just one. Choose the option that best fits your needs for returns and access to funds, and keep your money protected and productive.

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Ready to get started?

We’re here to answer your questions and help you get started.
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why bankcherokee?

Because you’re not just an account number.

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No egos

Our priority is, and has always been, people. We’ll do whatever we can to ensure you get the service, care, and expertise you need.
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Integrity & transparency

As a local, family-owned business we’re able to make clear, transparent lending decisions quickly for our clients.
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Beyond the bottom line

We love building long-term relationships with our clients that go beyond interest rates and balance sheets.
Digital Banking Tools

Banking anytime, anywhere.

Our digital banking tools include multi-user access controls, 24/7 account
and statement access, mobile deposit, and ACH wire and payroll options.

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Our bankers make the difference

Find your ideal banking partner.

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Compliance & Disclosures
  1. Transaction Transaction is defined as each individual item, including but not limited to: checks paid, ACH debit or credit items, ATM withdrawals, debit card transactions, transfers, deposits, and deposit tickets. For deposits, the deposit ticket counts as one transaction and each item included within the deposit counts as a separate transaction, regardless of how the deposit is made.
  2. Subject to approval.
  3. Earnings Credit: A non-cash credit to your checking account that is an offset against your service charges.
  4. Uncollected funds charge: The portion of the deposit not yet collected. If a negative collected balance occurs during the statement period, it will be charged interest at 4% + prime as published daily in the Wall Street Journal.