General

  • Cut‑off times determine when a transaction must be submitted to be processed the same business day. Transactions submitted after the cut‑off time will typically be processed on the next business day. All times listed below are Central Time.

    Digital Banking Cut‑Off Times:

    • Online Banking: 5:00 PM
    • ACH (Same Day): 1:00 PM
    • ACH (Standard): 3:00 PM
    • Wires (Domestic & Foreign): 3:00 PM
    • Remote & Mobile Deposits: 5:00 PM
    • Check Positive Pay & ACH Fraud Alerts
      • Decision Cut-Off: 12:00 PM (Noon)
    • Bill Pay: 3:00 PM

    Cut‑off times may vary on holidays or due to system availability. If you have questions about a specific transaction, our team is happy to help.

  • Applying for a BankCherokee credit card is quick and convenient! You can begin the application anytime by visiting our secure online application page:

    Apply for a Credit Card

    You can also start the application through your BankCherokee Digital Banking account:

    • On Desktop:
      • Select Apply for a Credit Card from the options.
      • Click on Tools in the top navigation menu.
    • On Mobile:
      • Tap More in the bottom navigation.
      • Tap Tools.
      • Select Apply for a Credit Card.

  • Yes! BankCherokee credit cards are issued by Elan Financial Services, and you can manage your account online by visiting:

    Manage Your Credit Card Account

    You also have the option to log into your BankCherokee Digital Banking account:

    • On Desktop:
      • Click on Tools in the top navigation menu.
      • Select Manage Credit Card from the options.
    • On Mobile:
      • Tap More in the bottom navigation.
      • Tap Tools.
      • Select Manage Credit Card.

  • Yes, we offer a positive pay solution for business customers called Check Fraud Alert.

    We also have a solution that allows you to control who can electronically debit your business checking account. That service is called ACH Fraud Alert.

    Learn more or contact our Cash Management team

  • Below is the information we need to properly process an incoming domestic wire transfer to your BankCherokee account.

    Send to:
    BankCherokee
    607 S. Smith Ave.
    St. Paul, MN 55107

    ABA/Routing Number: 096000580

    BNF (Beneficiary): Customer’s Name and Account Number with BankCherokee.

  • Below is the information we need to properly process an incoming foreign wire transfer to your BankCherokee account. INTERMEDIARY INSTITUTION: Pacific Coast Bankers’ Bank San Francisco, CA 94104 SWIFT CODE: PCBBUS66 ABA Number: 121042484

    BENEFICIARY BANK (Financial Institution): BankCherokee 607 S. Smith Ave Saint Paul, MN 55107 ABA/Routing Number: 096000580

    BENEFICIARY CUSTOMER: Name: << the beneficiary’s name goes here >> Address (Line 1): << the beneficiary’s address goes here>> Address (Line 2): << the beneficiary’s second address line, if any, goes here >> Account Number: << the beneficiary’s account number with BankCherokee>
  • BankCherokee’s routing number is 096000580.
  • Call 651.225.6299 during banking hours. Call 1.800.472.3272 after hours and a member of their support team will assist you.

  • You can reorder checks online or call us during business hours at 651-225-6299.

  • Visit our Locations page for directions, contact information and hours for each of our locations.

eStatements

  • Once you have opened your eStatement and are viewing it in Adobe Reader, go to the File menu and choose “Save As”. Name the statement file whatever you would like and choose the location you would like to save it to on your computer. Alternatively, you can just right-click on the date of the statement you want to save and choose “Save Target As” from the pop-up menu, name the statement file whatever you would like, and choose the location you would like to save it to on your computer.
  • You will be able to view your statement for 16 months. Each month your new statement will be added to your available eStatement list, which will accumulate up to a 16-month period. After 16 months, your oldest eStatement will no longer be available online. You will have the ability to save your eStatements to your computer while the eStatement appears in your active eStatement list.
  • Yes. Your actual eStatement is independent of your email notification. If you do not receive your email notification, please call us at 651.225.6299, during business hours, and one of our convenience bankers will verify that we have your correct email address.
  • Log into your Cherokee Online account. Click on the Personal Profile link. Look for the section entitled E-Mail and click the Edit button. Enter your new e-mail address and Submit.
  • We will notify you via email when your eStatement is ready to be viewed.
  • You can change your mind, and withdraw your consent, at any time. You can withdraw your consent by calling us at 651.225.6299 or by writing to us at: BankCherokee, Attn: Internet Banking, 607 S. Smith Ave. St. Paul, MN 55107. When you turn off eStatements, you will automatically begin receiving mailed (paper) statements and legal notices with your next statement cycle. Depending on the type of personal checking or business checking account you have, there may be a monthly fee for paper statements.
  • A PDF is a Portable Document Format and is a standard way to deliver electronic documents on the Internet. Your eStatement will be delivered to you as a PDF document. To read your PDF eStatement document you will need a copy of Adobe Acrobat Reader.
  • Log into your online account. Click on the account number for the statement you would like to view. Click on the Documents button. Click on the eStatements link. Now, simply click on the statement you would like to view and it will open up in Adobe Acrobat. It’s that easy!
  • Each month, you will receive an e-mail notification from BankCherokee that lets you know your statement is ready. The message will not contain any confidential information, such as your BankCherokee account number. The message will provide a link that will direct you to the “Log In” screen of our Internet Banking service, where you’ll use your Access ID and Password to access your account statement.
  • Log on to Cherokee Online.
    • Click on the Personal Profile link/button.
    • Scroll down to the bottom of the page and look for the section entitled eStatement Enrollment.
    • Click on the Edit button to enroll.

Mobile Banking

  • Cut‑off times determine when a transaction must be submitted to be processed the same business day. Transactions submitted after the cut‑off time will typically be processed on the next business day. All times listed below are Central Time.

    Digital Banking Cut‑Off Times:

    • Online Banking: 5:00 PM
    • ACH (Same Day): 1:00 PM
    • ACH (Standard): 3:00 PM
    • Wires (Domestic & Foreign): 3:00 PM
    • Remote & Mobile Deposits: 5:00 PM
    • Check Positive Pay & ACH Fraud Alerts
      • Decision Cut-Off: 12:00 PM (Noon)
    • Bill Pay: 3:00 PM

    Cut‑off times may vary on holidays or due to system availability. If you have questions about a specific transaction, our team is happy to help.

  • Applying for a BankCherokee credit card is quick and convenient! You can begin the application anytime by visiting our secure online application page:

    Apply for a Credit Card

    You can also start the application through your BankCherokee Digital Banking account:

    • On Desktop:
      • Select Apply for a Credit Card from the options.
      • Click on Tools in the top navigation menu.
    • On Mobile:
      • Tap More in the bottom navigation.
      • Tap Tools.
      • Select Apply for a Credit Card.

  • Yes! BankCherokee credit cards are issued by Elan Financial Services, and you can manage your account online by visiting:

    Manage Your Credit Card Account

    You also have the option to log into your BankCherokee Digital Banking account:

    • On Desktop:
      • Click on Tools in the top navigation menu.
      • Select Manage Credit Card from the options.
    • On Mobile:
      • Tap More in the bottom navigation.
      • Tap Tools.
      • Select Manage Credit Card.

  • Yes, we offer a positive pay solution for business customers called Check Fraud Alert.

    We also have a solution that allows you to control who can electronically debit your business checking account. That service is called ACH Fraud Alert.

    Learn more or contact our Cash Management team

  • Below is the information we need to properly process an incoming domestic wire transfer to your BankCherokee account.

    Send to:
    BankCherokee
    607 S. Smith Ave.
    St. Paul, MN 55107

    ABA/Routing Number: 096000580

    BNF (Beneficiary): Customer’s Name and Account Number with BankCherokee.

  • Below is the information we need to properly process an incoming foreign wire transfer to your BankCherokee account. INTERMEDIARY INSTITUTION: Pacific Coast Bankers’ Bank San Francisco, CA 94104 SWIFT CODE: PCBBUS66 ABA Number: 121042484

    BENEFICIARY BANK (Financial Institution): BankCherokee 607 S. Smith Ave Saint Paul, MN 55107 ABA/Routing Number: 096000580

    BENEFICIARY CUSTOMER: Name: << the beneficiary’s name goes here >> Address (Line 1): << the beneficiary’s address goes here>> Address (Line 2): << the beneficiary’s second address line, if any, goes here >> Account Number: << the beneficiary’s account number with BankCherokee>
  • BankCherokee’s routing number is 096000580.
  • Call 651.225.6299 during banking hours. Call 1.800.472.3272 after hours and a member of their support team will assist you.

  • You can reorder checks online or call us during business hours at 651-225-6299.

  • Visit our Locations page for directions, contact information and hours for each of our locations.

Online Banking

  • Cut‑off times determine when a transaction must be submitted to be processed the same business day. Transactions submitted after the cut‑off time will typically be processed on the next business day. All times listed below are Central Time.

    Digital Banking Cut‑Off Times:

    • Online Banking: 5:00 PM
    • ACH (Same Day): 1:00 PM
    • ACH (Standard): 3:00 PM
    • Wires (Domestic & Foreign): 3:00 PM
    • Remote & Mobile Deposits: 5:00 PM
    • Check Positive Pay & ACH Fraud Alerts
      • Decision Cut-Off: 12:00 PM (Noon)
    • Bill Pay: 3:00 PM

    Cut‑off times may vary on holidays or due to system availability. If you have questions about a specific transaction, our team is happy to help.

  • Applying for a BankCherokee credit card is quick and convenient! You can begin the application anytime by visiting our secure online application page:

    Apply for a Credit Card

    You can also start the application through your BankCherokee Digital Banking account:

    • On Desktop:
      • Select Apply for a Credit Card from the options.
      • Click on Tools in the top navigation menu.
    • On Mobile:
      • Tap More in the bottom navigation.
      • Tap Tools.
      • Select Apply for a Credit Card.

  • Yes! BankCherokee credit cards are issued by Elan Financial Services, and you can manage your account online by visiting:

    Manage Your Credit Card Account

    You also have the option to log into your BankCherokee Digital Banking account:

    • On Desktop:
      • Click on Tools in the top navigation menu.
      • Select Manage Credit Card from the options.
    • On Mobile:
      • Tap More in the bottom navigation.
      • Tap Tools.
      • Select Manage Credit Card.

  • Yes, we offer a positive pay solution for business customers called Check Fraud Alert.

    We also have a solution that allows you to control who can electronically debit your business checking account. That service is called ACH Fraud Alert.

    Learn more or contact our Cash Management team

  • Below is the information we need to properly process an incoming domestic wire transfer to your BankCherokee account.

    Send to:
    BankCherokee
    607 S. Smith Ave.
    St. Paul, MN 55107

    ABA/Routing Number: 096000580

    BNF (Beneficiary): Customer’s Name and Account Number with BankCherokee.

  • Below is the information we need to properly process an incoming foreign wire transfer to your BankCherokee account. INTERMEDIARY INSTITUTION: Pacific Coast Bankers’ Bank San Francisco, CA 94104 SWIFT CODE: PCBBUS66 ABA Number: 121042484

    BENEFICIARY BANK (Financial Institution): BankCherokee 607 S. Smith Ave Saint Paul, MN 55107 ABA/Routing Number: 096000580

    BENEFICIARY CUSTOMER: Name: << the beneficiary’s name goes here >> Address (Line 1): << the beneficiary’s address goes here>> Address (Line 2): << the beneficiary’s second address line, if any, goes here >> Account Number: << the beneficiary’s account number with BankCherokee>
  • BankCherokee’s routing number is 096000580.
  • Call 651.225.6299 during banking hours. Call 1.800.472.3272 after hours and a member of their support team will assist you.

  • You can reorder checks online or call us during business hours at 651-225-6299.

  • Visit our Locations page for directions, contact information and hours for each of our locations.

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