Business Checking & Savings Accounts

Accounts Designed Just for Local Businesses

Our account options, digital banking tools, and personal service will help you build a strong financial foundation for your business.

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Small Business Checking

Perfect for growing businesses with limited transaction needs
key features
  • 100 free transactions per month (includes debits, credits, checks, etc.)
  • No minimum balance required
  • Free online and mobile banking
  • $10 monthly maintenance fee (waived with $1,000 avg. balance)

Business Checking

Designed for established businesses with moderate transaction needs
key features
  • 300 free transactions per month (includes debits, credits, checks, etc.)
  • Business overdraft protection
  • Free online and mobile banking and bill pay
  • $10 monthly maintenance fee (if balance falls below minimum)

Commercial Checking

Best for companies with high transaction needs
key features
  • Earnings credit offsets service fees
  • Free online and mobile banking and bill pay
  • $15 monthly maintenance fee (can be offset by earnings credit)

Community Checking

Great for small community groups, associations, and clubs
key features
  • 50 free transactions per month
  • Free online and mobile banking and bill pay
  • No monthly fee
  • No minimum balance required

Business Savings

A simple, yet impactful savings plan designed for businesses
key features
  • Variable interest rate
  • Easy cash access
  • $500 minimum daily balance required
  • $5 monthly maintenance fee (if balance falls below minimum)
  • Six free withdrawals per month  (25¢ for each additional withdrawal per month)

Veteran’s Small Business Checking

Ideal for veteran-owned businesses with limited transaction needs
key features
  • 200 free transactions per month (includes debits, credits, checks, etc.)
  • Business overdraft protection
  • Free online and mobile banking and bill pay
  • $10 monthly maintenance fee (if balance falls below minimum)

High Bridge Money Market

Our highest yielding savings account with complete liquidity.
key features
  • Variable interest on your entire balance
  • $25,000 minimum opening deposit (new money only)
  • $25,000 minimum balance requirement
  • No monthly maintenance charge ($15/month if balance falls below minimum)
  • ATM fees and access not available
  • Check access optional

Certificates of Deposit

We offer a full range of certificates of deposit with a variety of yields and maturities.
key features
  • $1,000 minimum balance required
  • No monthly maintenance charge
  • Penalties imposed for early withdrawals

Ready to get started?

We’re here to answer your questions and help you get started.
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why bankcherokee?

Because you’re not just an account number.

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No egos

Our priority is, and has always been, people. We’ll do whatever we can to ensure you get the service, care, and expertise you need.
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Integrity & transparency

As a local, family-owned business we’re able to make clear, transparent lending decisions quickly for our clients.
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We got you

We love building long-term relationships with our clients that go beyond interest rates and balance sheets.
Digital Banking Tools

Banking anytime, anywhere.

Our digital banking tools include multi-user access controls, 24/7 account
and statement access, mobile deposit, and ACH wire and payroll options.

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Our bankers make the difference

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Compliance & Disclosures
  1. Transaction is defined as a check, ATM/ACH withdrawal, check card transaction, transfer, deposit ticket and each item included within the deposit.
  2. Subject to approval.
  3. Earnings Credit: A non-cash credit to your checking account that is an offset against your service charges.
  4. Uncollected funds charge: The portion of the deposit not yet collected. If a negative collected balance occurs during the statement period, it will be charged interest at 4% + prime as published daily in the Wall Street Journal.