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Online Banking
Cherokee Online Banking

Online & Mobile Banking

Bank Anytime Anywhere!

Cherokee Online, Business Plus and Mobile banking offer the flexibility you need to keep up with your account information on the go. So whether you are soaking up rays on the beach or stocking up at the supermarket, these powerful features will help you stay on top of your banking.

Mobile Banking with Mobile Deposit

Mobile banking is available to anyone currently enrolled in our Cherokee Online Banking service. Not enrolled? Click here to enroll today in Cherokee Online Banking, once enrolled you'll be able to use Mobile Banking.

Mobile/Tablet App Features

  • Check account balances
  • Make a deposit*
  • Review transaction history
  • Transfer funds between accounts
  • Pay family members and friends with Popmoney
  • Pay bills with Bill Pay
  • Turn your debit/check card ON or OFF
  • Find a branch or ATM

Mobile Browser Features

  • Check account balances
  • Review transaction history
  • Transfer funds between accounts
  • Pay family members and friends with Popmoney
  • Pay bills with Bill Pay
  • Find a branch or ATM

Text Banking Features

  • Check account balances
  • Review transaction history
  • Find a branch or ATM

How do I sign up?

Remember, first you must be enrolled in Cherokee Online. If you haven't enrolled, Click here to enroll today. 

  • Mobile/Tablet App - Search for "BankCherokee" in the Apple App Store or Google Play Store, and download it to your mobile device or tablet. Launch app and log in with the same user ID and password you use for Cherokee Online Banking.
  • Mobile Browser - Log in to Online Banking, click on "Personal Profile" and go to the section entitled "Mobile Banking Profile". Once enrolled, you will receive a welcome text with a link to the mobile browser site. Remember to bookmark the site for future access.
  • Text Banking - Log in to Online Banking, click on "Personal Profile" and go to the section entitled "Mobile Banking Profile". Once enrolled, you will receive a welcome text.

Mobile Deposit Instructions

  • Log in to your BankCherokee Mobile Banking app
  • Endorse the back of the check as "For mobile deposit only" and your signature.
  • Select "Deposit" from the Menu
  • Select "Deposit Check"
  • Select the account to receive the deposit
  • Enter the amount of the check
  • Take a photo of the front and back of the check
  • Write on the front of the check "Mobile Deposit on DATE" (where date is the full date you deposited the check by Mobile Deposit). This will help you remember that you have deposited the check.
  • Securely store your check and destroy after 14 days. Make sure you received credit for the deposit before destroying the check.

Check Image Tips

  • Take photo against a background with a strong contrast between the check and the surrounding area
  • Position the camera above the check so there is no angle
  • Move any objects that show up in the picture away from the check
  • Make sure the check is visible, contains all four corners, is well lit and in focus
  • The check must contain a readable; check number, payee name and endorsement
  • The check must contain a readable MICR line at the bottom of the check
  • The check must contain a readable character (numeric) amount of the check and legal amount of the check
  • The check must be drawn on an institution located within the United States

Check Safekeeping, Retention and Destruction

  • The paper check should be stored in a secure place.
  • Mobile Deposit users are required to securely and irretrievably destroy the original paper check after 14 days.
  • A shredder will assist in complete destruction of check information.
  • Do not leave deposited checks lying around, do not put deposited checks in trash or recycle containers, unless they have been shredded first.

*Deposit Limit and Funds Availability - There is a $1,500 daily deposit limit per user. For deposits received and accepted before 2:30 pm Central Time on a business day that we are open, we will consider that day to be the day of your deposit. Funds from your deposit generally will be available to you on the first business day after the day we receive your deposit.

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Cherokee Online Banking

To Sign Up for Cherokee Online, simply click the enroll button below and fill out the enrollment form. Once you’ve completed the enrollment form you’ll have immediate access to your BankCherokee accounts.

Online Safety

BankCherokee takes your online security very seriously, that’s why we use the latest encryption technology to ensure your online safety as well as enhanced online security when you log into your online accounts. For your protection, we recommend you use up to date browsers that support 128-bit encryption.

Features of Cherokee Online

  • View real-time account balances, check images and history
  • 24-hour access to checking, loans and CDs
  • Export history to financial software or spreadsheets
  • Transfer funds between BankCherokee accounts & accounts at other banks.
  • Pay bills online
  • Pay family & friends with Popmoney 
  • Request stop payments
  • Safe and secure

eStatements

  • Simple: Statements archived online for easy download, storage and printing - no need for file cabinets, boxes or space to store them.
  • Fast: Faster delivery of statements - no need to wait for the mail.
  • Secure: Secure electronic file - reducing the risk of paper statements getting lost or stolen while being sent through the mail.

How to enroll in eStatements.

  • Log on to Cherokee Online.
  • Click on the Personal Profile link/button.
  • Scroll down to the bottom of the page and look for the section entitled eStatement Enrollment.
  • Click on the Edit button to enroll.

Bill Pay

The fast and easy way to pay bills, transfer money to other banks or pay your friends with Popmoney!

Features

  • Fast, secure Person-to-Person payments. Our personal payment service enables you to send and receive money to those you know, or owe, in as little as one business day -- securely and electronically -- right from Online Bill Pay. All you need is their email address or mobile phone number!
  • Search for vendors. Add new vendors simply by typing in the company name. If a match is found in the database, the vendor's information will be added automatically. No more hunting down mailing addresses! Simply enter your account number and add your bills to be paid.
  • Set up reminders. Never make a late payment again! When you set up reminders, you'll receive a message telling you when your payment is due.
  • Pay from multiple checking accounts. Choose which checking account to pay your bills from.
  • Make recurring payments. Eliminate the hassle of paying your monthly bills by setting up recurring payments. This is a great option for payments that don't change from month to month - such as your car payment or mortgage.
  • See it all at a glance! The Payment Center lets you make payments and view pending payments, recent payments, and bill reminders all on the same screen.

 

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Business Plus Online Banking

Powerful tools for cash management. Save time, improve cash flow and streamline cash management procedures. All in a fully secure environment.

Want to enroll or have more questions? Contact our cash management department at 651.291.6240 or email them at cashmanagement@bankcherokee.com

Interested in other cash management services? Click here to check out other products to save your business time and improve cash flow.

Features of Business Plus Online

  • Create multiple users and control their access
  • View real-time account balances, check images and history
  • 24-hour access to checking, loans and CDs
  • Export history to financial software or spreadsheets
  • Transfer funds between BankCherokee accounts & accounts at other banks.
  • Pay bills online
  • Request stop payments
  • Safe and secure
  • Wire Transfers to other Institutions
  • ACH Payments & Receipts
  • Payroll Direct Deposit
  • Safe and Secure