A smarter way to put your home’s equity to work.
Whether you’re consolidating debt, investing, or tackling a home project, a Home Equity Line of Credit (HELOC) from BankCherokee can help. Enjoy a 5.25% introductory APR for 9 months when you apply for a HELOC up to 80% loan‑to‑value.*
Call 651.227.7071 or connect with a Mortgage Loan Officer to see if a HELOC is the right fit for your goals.
*5.25% Introductory Annual Percentage Rate (APR) is available for Home Equity Lines of Credit (HELOC) up to 80% LTV (loan to value). The interest rate will be at 5.25% APR during the 9-month introductory period. Offer is available for applications submitted from April 15, 2026 to September 30, 2026. After the 9-month introductory period, the APR is variable and is based upon an index plus a margin. The APR will vary with the Prime Rate (the index) as published in the Wall Street Journal. As of Dec 11, 2025 the variable rate for HELOCs was 6.75% APR. The rate will not vary above 21.75% APR or below 5.00% APR, the minimum floor rate. Minimum loan amount increase on an existing HELOC is $10,000. Closing costs generally range from $350-$1,350. Loans are subject to credit approval and program guidelines. BankCherokee checking account required for automatic payment. Property insurance is required and must be owner occupied. Consult your tax advisor regarding the deductibility of interest paid. Other restrictions may apply.
