Local Business & Commercial Banking

Banking for a new generation of business owners.

Whether you need helpful answers, transparent lending, or honest advice, we cut the red tape to help you and your business thrive.

why bankcherokee?

Banking beyond the bottom line.

Heart

No egos

Our priority is, and has always been, people. We’ll do whatever we can to ensure you get the service, care, and expertise you need.
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Integrity & transparency

As a local, family-owned business we’re able to make clear, transparent lending decisions quickly for our clients.
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SBA-approved lender

We have the ability to streamline the entire lending process for the U.S. Small Business Administration.
our bankers make the difference

Find your ideal banking partner.

our solutions

Business Banking Products & Services

01

Business Accounts

Flexible, tech-savvy checking options designed to meet the day-to-day cash flow needs of businesses and nonprofits of all sizes.

02

Cash Management

Smart, efficient tools and expert support to help you manage cash flow, simplify operations, and save valuable time.

03

Merchant 
Services & Payments

Accept card payments easily and securely with local support, no long-term contracts, and tools to boost cash flow and client convenience.

04

Merchant 
Services & Payments

Accept card payments easily and securely with local support, no long-term contracts, and tools to boost cash flow and client convenience.

05

Business 
Credit Cards

Choose the right credit card for your business and enjoy rewards, fraud protection, and convenient tools for expense-tracking.

06

SBA Loans

As a Preferred SBA Lender, we help small businesses secure flexible, government-backed funding with less hassle and faster approvals.

07

ICS and CDARS

Access FDIC insurance beyond $250,000 and earn interest, without giving up liquidity or managing multiple banks.

08

Loans & Credit Lines

Customized financing solutions to help your business grow, from working capital and equipment loans to flexible credit lines.
resources for you

Find a Business Banker

Cash Management Services

Client Success Story

featured business promotion

Meet The High Bridge:
Our High-Yield Savings Account

Our high-yield savings account offers complete liquidity, variable interest on your entire balance, and requires a $25,000 minimum opening deposit.*

*Promotional offer is for a limited time only. Terms and conditions apply. BankCherokee reserves the right to modify or discontinue this offer at any time without notice. Member FDIC. Equal Housing Lender.

BankCherokee Favicon
featured small business promotion

Meet The High Bridge:
Our High-Yield Savings Account

Our high-yield savings account offers complete liquidity, variable interest on your entire balance, and requires a $25,000 minimum opening deposit.*

*Promotional offer is for a limited time only. Terms and conditions apply. BankCherokee reserves the right to modify or discontinue this offer at any time without notice. Member FDIC. Equal Housing Lender.

How do we move so quickly?

Our unique internal approval process allows us to streamline loan applications, getting you the answers and information you need to move your business forward as quickly as possible.

1


30-Minute Meeting

We’ll learn more about each other and see if we’re a good fit.

2


Financials & Term Sheet

You’ll give us more information about your business and we’ll put together a proposal.

3


Collaboration with Credit 

We’ll work with our in-house credit team to underwrite, which takes about 10 business days.

4


You’re Approved!

We’ll review the conditions, answer your questions, and schedule a closing.

5


Closing

Together we’ll get the right paperwork signed, open your business account with BankCherokee, and get things going.

1


30-Minute Meeting

We’ll learn more about each other and see if we’re a good fit.

2


Financials & Term Sheet

You’ll give us more information about your business and we’ll put together a proposal.

3


Collaboration with Credit 

We’ll work with our in-house credit team to underwrite, which takes about 10 business days.

4


You’re Approved!

We’ll review the conditions, answer your questions, and schedule a closing.

5


Closing

Together we’ll get the right paperwork signed, open your business account with BankCherokee, and get things going.
See the difference in action

Here’s How BankCherokee is Helping Dr. Lippee Grow Her Business