Personal Checking
Personalized Checking Accounts That Meet Your Needs
Life presents a whole host of challenges, among them efficiently managing your time and money. BankCherokee works with you to adapt to the changing times, circumstances, and new opportunities that are part of our lives. That’s why we offer a variety of personal checking & savings accounts.
All of our checking accounts come with these great perks!
- Free first order of checks (welcome kit)
- Free Check Card with an enhanced security chip.
- Free Apple Pay, Google Pay & Samsung Pay
- Free Internet Banking with Cherokee Online
- Free Mobile Banking with Mobile Deposit
- Free Bill Pay
- Access to 32,000 Surcharge-Free ATMs
SimplyCherokee
A Checking account that is flexible, simple, and loaded with benefits.
- Minimum Opening Deposit: $50
- Monthly Maintenance Fee: $5
- Direct deposit account or 10+ posted CheckCard purchases avoids monthly fee.
- Interest Bearing: No
- ATM Withdrawals: Free*
- Free eStatements or $5 per month for paper statements
CherokeeLifestyle (50 Plus)
A Checking account for those that are 50 Plus that is flexible, simple, loaded with benefits, and pays you interest.
- Minimum Opening Deposit: $50
- No Monthly Maintenance Fee
- Interest Bearing: Yes
- ATM Withdrawals: Free*
- Free eStatements or $5 per month for paper statements
Additional Benefits
- One Free Cashier’s Check per statement cycle
CherokeePlus
Our most complete package of banking services.
- Minimum Opening Deposit: $100
- Monthly Maintenance Fee: $10
- Average balance of $1,000+ or $10,000 combined deposits/loans, fee waived**
- Interest Bearing: Yes
- ATM Withdrawals: Free*
- Free eStatements or Paper Statements
Additional Benefits
- Free box of personalized checks (standard design) annually or $10.00 credit annually towards a design of your choice
- Up to $50 discount on first-year rent for Safe Deposit Box
- One Free Cashier’s Check per statement cycle
Cherokee Credit
Take advantage of a convenient line of credit tied to your checking account. Cherokee Credit will protect your account from overdrafts and allows you to write yourself a small loan anytime***.
Talk to a banker today to see if this is a good option for you. We make banking easier!
BankLocal. BankBetter. BankCherokee.
Checking & Cherokee Credit Disclosures
* Some ATM machines may impose an additional ATM transaction fee unrelated to our accounts. This charge will be assessed on your account.
** Qualifying total includes outstanding balances only. Does not include third party deposit, mortgage, or credit card balances.
*** Subject to qualification.
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