With three decades of banking experience, Mariann brings deep expertise in financial analysis and a steady, relationship‑focused approach to her role as Vice President, Credit Portfolio Risk Manager. She plays a key role in assessing borrower creditworthiness, shaping underwriting guidelines, and partnering closely with lenders and senior leaders to support prudent, transparent lending decisions. Mariann also helps ensure the bank’s credit policies remain strong, compliant, and aligned with BankCherokee’s commitment to responsible, community‑minded lending. Mariann values BankCherokee’s family ownership, collaborative culture, and shared dedication to helping small businesses thrive. She appreciates being part of a team that prioritizes high‑quality service, strong relationships, and meaningful community involvement. In the community, she volunteers with Today’s Harvest, a fresh‑food market that helps provide healthy grocery options to neighbors in need. Outside of work, Mariann enjoys fitness, outdoor activities, and spending time with her adult children and grandchildren.